Deposit Rates


SAVINGS

(Effective 12/1/18) Rates are subject to change without notice.

Account Type Minimum Balance Dividend Rate APY** Term
Savings $5 0.150% 0.150% N/A
Share Draft 0.100% 0.100% N/A
Escrow 0.150% 0.150% N/A
Club Account 0.150% 0.150% N/A
IRA 0.150% 0.150% N/A
IRA - 1 Year 1.980% 2.000% 1 Year
IRA - 2 Year 2.469% 2.500% 2 Year
IRA - 3 Year 2.713% 2.750% 3 Year
Shipmates Money Market Account 1st Level $1 0.150% 0.150% N/A
Shipmates Money Market Account 2nd Level $5,000 0.300% 0.300% N/A
Shipmates Money Market Account 3rd Level $15,000 0.399% 0.400% N/A
Shipmates Money Market Account 4th Level $35,000 0.598% 0.600% N/A
Health Savings Account – 1st Level $1 0.150% 0.150% N/A
Health Savings Account – 2nd Level $2,000 0.150% 0.150% N/A
Health Savings Account – 3rd Level $5,000 0.300% 0.300% N/A
Health Savings Account – 4th Level $15,000 0.399% 0.400% N/A
Health Savings Account – 5th Level $35,000 0.598% 0.600% N/A

Certificates

(effective 12/1/2018)

Account Type Minimum Deposit Dividend Rate APY** Term
CERTIFICATE SPECIAL
Non-renewable – Upon maturity will deposit into a share account
$10,000 2.225% 2.250% 14 Months
IRA Certificate $500 1.489% 1.500% 12 Months
IRA Certificate $500 1.980% 2.000% 24 Months
IRA Certificate $500 2.225% 2.250% 36 Months
Share Certificate (Under $10,000) $500 0.995% 1.00% 6 Months
Share Certificate (Under $10,000) $500 1.489% 1.500% 12 Months
Share Certificate (Under $10,000) $500 1.735% 1.750% 24 Months
Share Certificate (Under $10,000) $500 1.980% 2.00% 36 Months
Share Certificate (Over $10,000) $10,000 1.489% 1.50% 6 Months
Share Certificate (Over $10,000) $10,000 1.980% 2.00% 12 Months
Share Certificate (Over $10,000) $10,000 2.469% 2.50% 24 Months
Share Certificate (Over $10,000) $10,000 2.713% 2.750% 36 Months
TEEN Certificate Special: $100 to open – restricted deposits to maximum of $1,000. Other restrictionsapply. Non-renewable. $100 9.532% 10.00% N/A

**APY = Annual Percentage Yield. Rates are subject to change without notice and are not guaranteed.

Early withdrawal penalties may apply with Certificates.