Rates

Auto    Mortgage     Savings/Money Market/HSA     CDs     Other

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Spring into savings with an SCU auto loan! Rates as low as 2.24% APR*
*APR=Annual Percentage Rate. 2.24% is the advertised lowest rate for a two-year term. Rates, terms and conditions are subject to change and may vary based on credit-worthiness and credit scores. All loans subject to approval.  Rates presented assume: SCU checking account, electronic statements and payments made by direct deposit. Member eligibility required.

AUTO, RECREATIONAL VEHICLES, MOTORCYCLES, BOATS
 TERM APR RATE (as low as)
24 Mo. 2.24%
36 Mo. 2.49%
48 Mo. 2.99%
60 Mo. 3.24%
72 Mo. 3.99%
84 Mo. interest rate locked in from 24-72 months –
see above rates

OTHER LOAN PRODUCTS APR RATE (as low as)
ATVs, jet skis, snowmobiles 5.49%
Signature (up to 36 mo) 5.99%
Signature (37 – 60 mo) 6.49%
Savings Secured 2.99%
Home Equity Line as low as 5.00%
 Kwik Cash Loan 10.90%
Business Kwik Cash 14.99%
Construction 2.99%

 


MORTGAGE RATES

15 Year Fixed

Rate Points APR*
4.125  0 4.269

20 Year Fixed

Rate Points APR*
4.375 0 4.489

30 Year Fixed

Rate Points APR*
4.625  0 4.710

Please call Paul Eggert at 920-682-8500 or email peggert@shipbuilderscu.org for rates and details on other mortgage products (i.e., FHA, VA, Adjustable Rate Mortgages (ARM), Balloon Mortgages and other in-house loans.) *APR = Annual Percentage Rate. The above fixed figures are based on a $100,000.00 loan with 20% down at the above terms.-All rates and terms are subject to approved credit, income, and collateral. Mortgage rates are subject to change in response to current market conditions. The above fixed figures are effective as of April 20, 2018 at 12:41 PM CDT. Shipbuilders Credit Union and/or its employees are not responsible for error, omissions, or interim revisions.   Go To Loan Application | Go To Calculators | Back to Top Rates are subject to change without notice.


Click on the link to view a summary of our current deposit rates: Rate Sheet April 2018 (pdf)


 

SAVINGS (as of 4/1/18) Minimum Balance Dividend Rate APY* Term
Savings $5 0.100 0.100 n/a
Share Draft 0.100 0.100 n/a
IRA 0.100 0.100 n/a
Escrow 0.150 0.150 n/a
Club Account 0.100 0.100 n/a
Shipmates Money Market Account 1st Level $1.00 0.100 0.100 n/a
Shipmates Money Market Account 2nd Level $5,000 0.150 0.150 n/a
Shipmates Money Market Account 3rd Level $15,000 0.250 0.250 n/a
Shipmates Money Market Account 4th Level $35,000 0.449 0.450 n/a
Health Savings Account – 1st Level $1.00 0.100 0.100 n/a
Health Savings Account – 2nd Level $2,000 0.100 0.100 n/a
Health Savings Account – 3rd Level $5,000 0.150 0.150 n/a
Health Savings Account – 4th Level $15,000 0.250 0.250 n/a
Health Savings Account – 5th Level $35,000 0.449 0.450 n/a

*APY = Annual Percentage Yield Back to Top Rates are subject to change without notice.


 

CERTIFICATES (as of 4/9/18) Minimum Deposit Dividend Rate APY* Term
CERTIFICATE SPECIALNon-renewable – Upon maturity will deposit into a share account $10,000 1.489 1.500 14
IRA Certificate $500 1.242 1.250 12
IRA Certificate $500 1.735 1.750 24
IRA Certificate $500 1.980 2.000 36
Share Certificate (Under $10,000) $500 0.449 0.500 6
Share Certificate (Under $10,000) $500 0.995 1.000 12
Share Certificate (Under $10,000) $500 1.242 1.250 24
Share Certificate (Under $10,000) $500 1.489 1.500 36
Share Certificate (Over $10,000) $10,000 0.747 0.750 6
Share Certificate (Over $10,000) $10,000 1.242 1.250 12
Share Certificate (Over $10,000) $10,000 1.735 1.750 24
Share Certificate (Over $10,000) $10,000 1.980 2.000 36
TEEN CD Special:  $100 to open – restricted deposits to maximum of $1,000.  Other restrictions apply.                                Non-renewable. $100 9.532 10.00 n/a

*APY = Annual Percentage Yield. Early withdrawal penalties may apply with Certificates of Deposit. Back To Top