Rates

Click here to complete an online loan application or to print the application form.

 

Credit Score A+ >732 A 731-690 B 689-649 C 648-600 D 599-541 E <541
Auto, Recreational Vehicles, Motorcycles, Boats (RATES LISTED AS LOW AS)

Rate Sheet October 2017 (pdf)

24 Mo. 1.99 2.24 4.24 6.99 17.49 20.49
36 Mo. 2.49 2.74 4.74 7.24 17.49 20.49
48 Mo. 2.99 3.24 5.24 8.74 17.74 20.99
60 Mo. 3.24 3.49 5.49 8.99 17.99 21.49
72 Mo. 3.99 4.24 6.74 10.24 18.49 21.99
84 Mo. interest rate locked in from 24-72 months – see above interest rates

 

Credit Score A+>732 731-690 689-649 648-600 599-541 <541
ATVs, jet skis, snowmobiles 5.49 5.99 7.49 12.24 19.24 22.24
Signature (up to 36 mo) 5.99 6.49 7.99 12.74 20.74 23.74
Signature (37 – 60 mo) 6.49 6.99 8.49 12.74 20.74 23.74
Savings Secured 2.99 3.24 5.00 6.50 8.50 11.50
>> Home Equity Line as low as 5.00
>> Kwik Cash Loan 10.90
>> Business Kwik Cash 14.99
>> Construction 2.99

 


 

Mortgage

15 Year Fixed

Rate Points APR*
3.5  0 3.638

20 Year Fixed

Rate Points APR*
3.75  0 3.859

30 Year Fixed

Rate Points APR*
4.0  0 4.080

Please call Paul Eggert at 920-682-8500 or email peggert@shipbuilderscu.org for rates and details on other mortgage products (i.e., FHA, VA, Adjustable Rate Mortgages (ARM), Balloon Mortgages and other in-house loans.) *APR = Annual Percentage Rate-The above fixed figures are based on a $100,000.00 loan with 20% down at the above terms.-All rates and terms are subject to approved credit, income, and collateral. Mortgage rates are subject to change in response to current market conditions. The above fixed figures are effective as of October 17, 2017 at 10:33 AM CDT. Shipbuilders Credit Union and/or its employees are not responsible for error, omissions, or interim revisions.   Go To Loan Application | Go To Calculators | Back to Top Rates are subject to change without notice.


Click on the link to view a summary of our current deposit rates: Rate Sheet Sept-Oct 2017


Savings

(rates are accurate as of 10/9/17)

Savings Minimum Balance Dividend Rate APY* Term
Savings $5 0.100 0.100 n/a
Share Draft 0.100 0.100 n/a
IRA 0.100 0.100 n/a
Escrow 0.140 0.140 n/a
Club Account 0.100 0.100 n/a
Shipmates Money Market Account 1st Level $1.00 0.100 0.100 n/a
Shipmates Money Market Account 2nd Level $5,000 0.150 0.150 n/a
Shipmates Money Market Account 3rd Level $15,000 0.200 0.200 n/a
Shipmates Money Market Account 4th Level $35,000 0.399 0.400 n/a
Health Savings Account – 1st Level $1.00 0.100 0.100 n/a
Health Savings Account – 2nd Level $2,000 0.100 0.100 n/a
Health Savings Account – 3rd Level $5,000 0.150 0.150 n/a
Health Savings Account – 4th Level $15,000 0.200 0.200 n/a
Health Savings Account – 5th Level $35,000 0.399 0.400 n/a

*APY = Annual Percentage Yield Back to Top Rates are subject to change without notice.

Certificates

(rates are accurate as of 10/9/17)

Certificates Minimum Deposit Dividend Rate APY* Term
CERTIFICATE SPECIALNon-renewable – Upon maturity will deposit into a share account $10,000 0.995 1.000 13
IRA Certificate $500 0.499 0.500 12
IRA Certificate $500 1.242 1.250 24
IRA Certificate $500 1.489 1.500 36
Share Certificate (Under $10,000) $500 0.300 0.300 6
Share Certificate (Under $10,000) $500 0.399 0.400 12
Share Certificate (Under $10,000) $500 0.797 0.800 24
Share Certificate (Under $10,000) $500 1.143 1.150 36
Share Certificate (Over $10,000) $10,000 0.399 0.400 6
Share Certificate (Over $10,000) $10,000 0.598 0.600 12
Share Certificate (Over $10,000) $10,000 1.242 1.250 24
Share Certificate (Over $10,000) $10,000 1.489 1.500 36
TEEN CD Special:  $100 to open – restricted deposits to maximum of $1,000.  Other restrictions apply.                                Non-renewable. $100 9.532 10.00 n/a

*APY = Annual Percentage Yield. Early withdrawal penalties may apply with Certificates of Deposit. Back To Top