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Lakeshore Weekend
NEXT Financial Group

Risk-Based | Loans | Mortgage | Savings | Certificates

Rates are subject to change without notice. Take  1/4% off  loan rate w/ SCU's direct deposit.

Auto (36 Months)

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
36 Months 6.24 6.49 8.24 12.74 17.49


Auto (48 Months)

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
48 Months 6.49 6.74 8.49 12.99 17.74


Auto (60 Months)

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
60 Months 6.74 6.99 8.74 13.24 17.99


Auto (72 Months)

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
72 Months 7.24 7.49 9.49 13.99 18.49


Auto (84 Months) - New Vehicles Over $20,000

Credit Rating A+
APR*
A
APR*
84 Months Call for Rates Call for Rates


ATVs, Jet Skis and Snowmobiles

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
  8.49 8.99 10.24 16.24 19.24


Signature

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
   8.99 9.49 10.49 16.74 20.74


Savings Secured

Credit Rating A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
  5.50 6.00 7.00 8.50  10.50

 

*APR = Annual Percentage Rate

Go To Loan Application | Go To Calculators | Back to Top
 

Rates are subject to change without notice.
Loans Rate APR* Term  
Home Equity Line of Credit (HELOC)                                         (as low as)  

5.000

n/a Calculator
Kwik Cash   10.900 n/a Calculator
VISA Classic   11.900 n/a Calculator
VISA Platinum   9.900 n/a Calculator
*APR = Annual Percentage Rate. 
Go To Loan Application | Go To Calculators | Back to Top 
 HELOC closing costs range from $85.95 - $485.95, including appraisal if needed.  The maximum annual percentage rate that can apply is 18%.  The annual percentage rate is variable; based on the value of an index.  The index is the Prime Rate.  Tax deductibility: consult a tax advisor regarding the deductibility of interest.

Rates are subject to change without notice.

 

 

In-House Mortgages
Interest Rates as low as 6.24% APR* (3 Year Balloon)
 * The Base Annual Percentage Rate is the advertised rate and may vary based on creditworthiness, borrower's equity or total loan to value ratio of the collateral, and lien position of the mortgage.  Please contact the credit union for personal assessment. 

Construction

Rate Points APR*
  - 4.99


15 Year Fixed

Rate Points APR*
4.50  

4.65


20 Year Fixed

Rate Points APR*

5.00

  5.12


30 Year Fixed

Rate Points APR*

5.125

 

5.20

 

*APR = Annual Percentage Rate
-The above fixed figures are based on a $100,000.00 loan with 20% down at the above terms.
-All rates and terms are subject to approved credit, income, and collateral. Rates are subject to change in response to current market conditions. The above fixed figures are effective as of March 9th, 2010, at 10:30am CST.
-Shipbuilders Credit Union and/or its employees are not responsible for error, omissions, or interim revisions.
Go To Loan Application | Go To Calculators | Back to Top
 


Rates are subject to change without notice.

 

Savings Minimum Balance Dividend Rate APY* Term
Savings $25 0.499 0.500  n/a
Share Draft   0.250 0.250 n/a
IRA   0.995 1.000 n/a
Club Account     0.499  0.500  n/a
Shipmates Money Market Account 1st Level $1.00 0.399 0.400 n/a
Shipmates Money Market Account 2nd Level $5,000 0.747 0.750 n/a
Shipmates Money Market Account 3rd Level $15,000 0.995 1.000 n/a

Shipmates Money Market Account 4th Level

$35,000 1.242 1.250

n/a

Health Savings Account - 1st Level $1.00 0.300 0.300 n/a
Health Savings Account - 2nd Level $2,000 0.399 0.400 n/a
Health Savings Account - 3rd Level $5,000 0.747 0.750 n/a
Health Savings Account - 4th Level $15,000 0.995 1.000 n/a

Health Savings Account - 5th Level

$35,000 1.242 1.250

n/a

 

*APY = Annual Percentage Yield
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Rates are subject to change without notice.

 

Certificates Minimum Deposit Dividend Rate APY* Term
IRA Certificate $500 1.489 1.500 12
IRA Certificate $500    1.784 1.800 24
IRA Certificate $500 2.176 2.200 36
Share Certificate (Under $10,000) $500 0.995 1.000 6
Share Certificate (Under $10,000) $500 1.292 1.300 12
Share Certificate (Under $10,000) $500   1.587 1.600 24
Share Certificate (Under $10,000) $500 1.980 2.000 36
Share Certificate (Over $10,000) $10,000 1.242 1.250 6
Share Certificate (Over $10,000) $10,000 1.489 1.500 12
Share Certificate (Over $10,000) $10,000 1.784 1.800 24

Share Certificate (Over $10,000)

$10,000

2.176

2.200

36 

TEEN CD Special - - non-renewable; restricted deposits to max of $1,000; see About Us/What's New page for more details

$100 9.532 10.00 n/a

 

*APY = Annual Percentage Yield.  Early withdrawal penalties may apply with Certificates of Deposit.

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