|
 |
Risk-Based | Loans | Mortgage | Savings | Certificates
|
Rates are subject to change without notice. Take 1/4% off loan rate w/ SCU's direct deposit.
|
Auto (36 Months)
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 Months |
6.24 |
6.49 |
8.24 |
12.74 |
17.49 |
Auto (48 Months)
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 48 Months |
6.49 |
6.74 |
8.49 |
12.99 |
17.74 |
Auto (60 Months)
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 60 Months |
6.74 |
6.99 |
8.74 |
13.24 |
17.99 |
Auto (72 Months)
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 72 Months |
7.24 |
7.49 |
9.49 |
13.99 |
18.49 |
Auto (84 Months) - New Vehicles Over $20,000
| Credit Rating |
A+
APR* |
A
APR* |
| 84 Months |
Call for Rates |
Call for Rates |
ATVs, Jet Skis and Snowmobiles
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| |
8.49 |
8.99 |
10.24 |
16.24 |
19.24 |
Signature
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| |
8.99 |
9.49 |
10.49 |
16.74 |
20.74 |
Savings Secured
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| |
5.50 |
6.00 |
7.00 |
8.50 |
10.50 |
| Rates are subject to change without notice. |
*APR = Annual Percentage Rate.
Go To Loan Application | Go To Calculators | Back to Top
HELOC closing costs range from $85.95 - $485.95, including appraisal if needed. The maximum annual percentage rate that can apply is 18%. The annual percentage rate is variable; based on the value of an index. The index is the Prime Rate. Tax deductibility: consult a tax advisor regarding the deductibility of interest. |
| Rates are subject to change without notice. |
In-House Mortgages
| Interest Rates as low as 6.24% APR* (3 Year Balloon) |
| * The Base Annual Percentage Rate is the advertised rate and may vary based on creditworthiness, borrower's equity or total loan to value ratio of the collateral, and lien position of the mortgage. Please contact the credit union for personal assessment. |
Construction
15 Year Fixed
| Rate |
Points |
APR* |
| 4.50 |
|
4.65
|
20 Year Fixed
| Rate |
Points |
APR* |
|
5.00
|
|
5.12 |
30 Year Fixed
| Rate |
Points |
APR* |
|
5.125
|
|
5.20
|
*APR = Annual Percentage Rate
-The above fixed figures are based on a $100,000.00 loan with 20% down at the above terms.
-All rates and terms are subject to approved credit, income, and collateral. Rates are subject to change in response to current market conditions. The above fixed figures are effective as of March 9th, 2010, at 10:30am CST.
-Shipbuilders Credit Union and/or its employees are not responsible for error, omissions, or interim revisions.
Go To Loan Application | Go To Calculators | Back to Top
|
| Rates are subject to change without notice. |
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Savings |
$25 |
0.499 |
0.500 |
n/a |
| Share Draft |
|
0.250 |
0.250 |
n/a |
| IRA |
|
0.995 |
1.000 |
n/a |
| Club Account |
|
0.499 |
0.500 |
n/a |
| Shipmates Money Market Account 1st Level |
$1.00 |
0.399 |
0.400 |
n/a |
| Shipmates Money Market Account 2nd Level |
$5,000 |
0.747 |
0.750 |
n/a |
| Shipmates Money Market Account 3rd Level |
$15,000 |
0.995 |
1.000 |
n/a |
|
Shipmates Money Market Account 4th Level
|
$35,000 |
1.242 |
1.250 |
n/a
|
| Health Savings Account - 1st Level |
$1.00 |
0.300 |
0.300 |
n/a |
| Health Savings Account - 2nd Level |
$2,000 |
0.399 |
0.400 |
n/a |
| Health Savings Account - 3rd Level |
$5,000 |
0.747 |
0.750 |
n/a |
| Health Savings Account - 4th Level |
$15,000 |
0.995 |
1.000 |
n/a |
|
Health Savings Account - 5th Level
|
$35,000 |
1.242 |
1.250 |
n/a
|
| Rates are subject to change without notice. |
| Certificates |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| IRA Certificate |
$500 |
1.489 |
1.500 |
12 |
| IRA Certificate |
$500 |
1.784 |
1.800 |
24 |
| IRA Certificate |
$500 |
2.176 |
2.200 |
36 |
| Share Certificate (Under $10,000) |
$500 |
0.995 |
1.000 |
6 |
| Share Certificate (Under $10,000) |
$500 |
1.292 |
1.300 |
12 |
| Share Certificate (Under $10,000) |
$500 |
1.587 |
1.600 |
24 |
| Share Certificate (Under $10,000) |
$500 |
1.980 |
2.000 |
36 |
| Share Certificate (Over $10,000) |
$10,000 |
1.242 |
1.250 |
6 |
| Share Certificate (Over $10,000) |
$10,000 |
1.489 |
1.500 |
12 |
| Share Certificate (Over $10,000) |
$10,000 |
1.784 |
1.800 |
24 |
|
Share Certificate (Over $10,000)
|
$10,000 |
2.176
|
2.200 |
36
|
|
TEEN CD Special - - non-renewable; restricted deposits to max of $1,000; see About Us/What's New page for more details
|
$100 |
9.532 |
10.00 |
n/a |
|
*APY = Annual Percentage Yield. Early withdrawal penalties may apply with Certificates of Deposit.
Back To Top
|
|
